“This book masterfully addresses a complex subject: the securitization of home mortgages.  The authors describe the process of securitization, how it injects liquidity into the housing market in Australia, the laws that govern securitization, and needed reforms. They do all this in language non-specialists can understand.  It is a must read for people who are curious about the structures supporting the housing market.” (Kathleen C. Engel, Research Professor of Law, Suffolk University Law School, Boston, USA and co-author of The Subprime Virus: Reckless Credit, Regulatory Failure and Next Steps